The Privilege of Buying 36 Rolls of Toilet Paper at Once

“One of the great ironies in modern America,” writes Mehrsa Baradaran in her 2015 book How the Other Half Banks, “is that the less money you have, the more you pay to use it.” Baradaran, an associate professor at the University of Georgia’s law school, was referring to the outrageously high fees that low-income workers must pay to “fringe” banks just to access and manage the money they’ve earned.
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